Affordable, flexible student loans for students at the International Humanitarian College of London. Affordable fixed interest, UKVI-compliant funding, decisions in one business day.

Empowering students to achieve academic dreams
We're on a mission to make studying at IHCL more affordable, through flexible loans tailored to each student's circumstances.
Why TSFC
Navigating the financial side of UK study can be daunting. Our loans are tailored to your needs.
Affordable fixed rates for IHCL students. Your monthly repayment never changes, so you can plan ahead with confidence.
TSFC issues a Certificate of Funding accepted by UKVI, making your student visa easier to secure.
Avoid the pressure of large upfront payments. Spread your studies across affordable monthly installments.
Repaying a TSFC loan helps you establish a UK credit history, useful if you plan to stay after graduation.
How it works
Applying for a TSFC student loan is quick and easy. Here's what to expect.
Fill in the loan application on our website. Takes under 10 minutes. We'll ask about your funding need, course, income and co-signer (if any).
TSFC reviews eligibility against affordability criteria. You'll get a prequalification with key terms: loan amount, rate and estimated monthly repayment.
Upload proof of ID (passport), proof of income (payslips or bank statements), and co-signer documents if applicable.
Once docs are verified we issue your agreement. After signing, TSFC pays IHCL directly and the admissions office is notified.
Depending on the loan type, repayments start on signing or in your first month of study. No early-repayment penalties.
Email notifications at every stage. Applications are typically processed within one business day of receiving full documentation.
Loan calculator
Pick your scholarship, deposit and term to see your funding requirement and indicative monthly repayment.
Make the previous selection first.
Make the previous selection first.
Your estimate
Make your selections
* Indicative monthly repayment based on the selected combination. Loan offers are subject to our eligibility, funding and affordability assessment criteria.
The details
Key things to know before you apply.
01
Preferential pricing for IHCL students. Your monthly repayment never increases.
02
Start either immediately on signing or in your first month of study, depending on loan type. No penalties for early repayment.
03
Open to students enrolled at the International Humanitarian College of London. Subject to affordability and credit assessment.
04
Funds are paid directly to IHCL. We only finance tuition fees through direct institutional partnerships.
05
If you don't meet affordability criteria on your own, a financially stable co-signer (friend or family) may be required.
FAQs
Everything you need to know about funding your IHCL studies.
Yes. TSFC is FCA approved, GDPR compliant, and holds a Consumer Credit License (FCA Ref. 790289). This reflects our commitment to transparency, accountability and adherence to regulatory standards.
The application is fully online and quick to complete. Once we receive a full application and supporting documents, approval typically takes around one business day.
We've designed our loans to be accessible. Our innovative credit risk model results in a higher approval rate than traditional providers. Our goal is to make funding as inclusive as possible.
No. We support a wide range of study levels and fields, including Business & Management, Engineering, Technology, Computing and Social Sciences.
Yes. TSFC issues a UKVI-compliant Certificate of Funding with a proven track record of successful applications.
Start your application. Most decisions come back within one business day.
Start your application